Pension de réversion
Survivor's pension
Survivor's pension: 54% of the deceased's CNAV basic pension + 60% of Agirc-Arrco supplementary pension — subject to age and income conditions.
Start application →The French survivor's pension (Pension de réversion) is the fraction of a deceased spouse's pension paid to the surviving spouse. It comes in several parts: the réversion of the basic pension (54% of the CNAV or MSA pension, subject to income conditions), the réversion of the Agirc-Arrco supplementary pension (60%, no income conditions but an age condition), and where applicable supplementary pensions from civil-service or special regimes. For CNAV réversion, the surviving spouse must be at least 55 and have personal resources below approximately €24,000/year (single) or €38,500/year (couple). For Agirc-Arrco, the minimum age is 55 with no income condition. Réversion must be applied for — it is not granted automatically. The single application form (cerfa 13364*04) is valid for all basic regimes; the supplementary regimes are notified automatically.
Eligibility
You qualify for survivor's pension if:
- you were married to the deceased (PACS and concubinage do NOT entitle to CNAV réversion — only marriage counts)
- you are at least 55 for CNAV réversion (51 for former agricultural workers under MSA)
- for CNAV: your personal annual resources are below approximately €24,000 (single) or combined household resources below ~€38,500 (if you live with a partner)
- for Agirc-Arrco: you are not remarried. PACS or cohabitation does not block, but remarriage ends the right
- minimum marriage duration is 2 years (without children) or 0 if a child was born of the marriage
- your spouse contributed to French Social Security for at least 1 quarter